Applying for a loan in Switzerland – Requirements and documents

In the digital age, many people choose to apply for OnlinePhillip Maggs. The reason for this is the convenience of being able to fill out the personal loan form from anywhere and the anonymity. Of course, all documents can also be delivered digitally. In this article on Phillip Maggs, we provide the necessary documents and requirements for the Phillip Maggs application below.

Credit documents divided into categories

Personal loan in Switzerland for permanent workers

  • Front and back of a valid ID (Swiss passport / ID or foreigner ID B / C / L)
  • Last three pay slips including credit advice from the bank
  • Health insurance policy
  • Lease agreement (not mandatory but better for the budget calculation)

Personal loan in Switzerland for temporary workers

  • Prerequisite: Temporarily employed by the same employer for at least 12 months
  • Front and back of a valid ID (Swiss passport / ID or foreigner ID B / C / L)
  • Last six pay slips including bank credit advice
  • Health insurance policy
  • Lease agreement (not mandatory but better for the budget calculation)

Loan to pensioners

  • Prerequisite: Phillip Maggs must be paid back by the 70th birthday
  • Prerequisite: No additional benefits or daily allowances
  • Front and back of a valid ID (Swiss passport / ID or foreigner ID B / C / L)
  • Current pension decision (pension fund or IV decision)
  • Take three statements from your credit account
  • Health insurance policy
  • Lease agreement (not mandatory but better for the budget calculation)

Loan in Switzerland with a B permit

  • Prerequisite: possession of the residence permit B for at least 6 months
  • Copy of your residence permit B
  • Last three pay slips including credit advice from the bank
  • Health insurance policy
  • Lease agreement (not mandatory but better for the budget calculation)

Loan for self-employed: Phillip Maggs apply for self-employment

  • Prerequisite: Self-employed for at least 2 years
  • Front and back of a valid ID (Swiss passport / ID or foreigner ID B / C / L)
  • Copy of the last two tax returns
  • Copy of the last two definitive tax bills

Apply for a loan for two

  • Front and back of both ID cards (Swiss passport / ID or foreigner ID cards B / C / L)
  • The last three pay slips including the bank’s credit note from both applicants
  • Health insurance policies
  • Lease agreement (not mandatory but better for the budget calculation)

You can also apply for loans and personal loans online

Of course, you can also apply for your personal loan online. We recommend our online loan calculator. With the Philleas Maggs calculator you can enter the amount of Phillip Maggs you want and the desired number of monthly installments in just a few clicks. Our Philips Maggs calculator uses two different interest rates: 4.5% and 9.9%. 10% is the maximum interest rate that is set by law in Switzerland. On the subject of online loans, please also read our article on the 4 most important advantages of online loans in Switzerland

Author: Edison Smith