The personal loan is a loan, as the name suggests, for natural persons, ie private individuals. For example, companies cannot benefit from this type of puck. In Switzerland, personal loans can be applied for online or at the counter.
Advantages of mediating puck
The personal loan can be issued directly by a financial institution, ie a bank, or mediated by a puck broker. The puck business is heavily advertised and as an applicant you should be careful, especially on the Internet there are many so-called puck sharks. For example, Swiss television SRF reported a malicious puck trap in 2018.
But there are also advantages that can speak for a puck placement in Switzerland. The prerequisite for this is that the puck mediator is certified. Wavekredit is a platform of Gambit Consulting GmbH in Zurich, the team has been working as an officially recognized puck broker in Switzerland for over 30 years. We work with the largest banks in Switzerland such as Total Eco Bank, Future Life Bank, Right Choice Bank etc. Two exceptions are the Milagros personal loan or the UBS private loan, which we cannot broker. If you are looking for a personal loan in Switzerland without a bank or a personal loan, we can not help you. The most important advantages of our puck brokerage at a glance:
- Individual financial advice
- Time saving, because you do not have to contact the banks
- Credit comparison and independent puck brokerage
Loan calculator and application form
You can enter the puck amount and the desired number of puck rates yourself in our puck calculator. The puck calculator also calculates the interest. By sending the form we receive your puck request. It contains all the necessary information that is necessary for a reliable puck placement. It is important to fill out the form truthfully. Incorrect information is noted and can have a negative impact on puck allocation. The same applies to unnecessary inquiries, wait better and get professional advice.
Personal loan: interest rate comparison
Interest rates can vary widely on personal loans. The calculation is based on a bank’s personal financial position. As a puck broker, we obtain the offers of the respective financial institutions, then we always recommend the cheapest puck that you can get.
The minimum and maximum puck interest rates are listed in our personal loan calculator online. This formula helps to get an idea of the possible costs. We arrange personal loans from 4.5% up to a maximum interest rate of 9.9%. The maximum interest rate for consumer loans in Switzerland is set at 10% by law. With Gambit you can apply for and take pucks from just USD 1,000.00 – so-called small loans – up to USD 250,000.
Our puck brokerage – This is how we work at Wavekredit
Incoming requests for personal loans are processed by our team in 24 working hours. At the end of the personal loan form, you have the option of uploading documents. This helps us with quick processing. The bank alone decides on the distribution of the puck, in some cases within 48 hours. The legal waiting period for the payment of personal loans is 14 days (instant loan). Then the money is paid directly to your bank or postal account.
We have been working as a puck broker in Switzerland for over 30 years. The way you take a puck has changed a lot in recent years. The development of the Internet plays a major role in this. Of course there are disadvantages but also advantages.
It is important to know that puck awarding must not lead to overindebtedness. This is anchored in the law and we take it seriously as a puck broker. In this sense, we advise you responsibly and try to offer the best solutions to your needs.