More and more Swiss are using the possibilities of financing through private loans. Recently reported on an interesting survey in which over 1,000 adult people were surveyed across Switzerland. The survey took place in April and revealed very interesting facts. If you look closely at the results that have now been published, you quickly discover that the reasons for taking out a personal loan can vary considerably. It was also interesting that there are regional differences.
Personal loans are a popular form of financing
More than a third of the respondents, 34% to be precise, had already personally taken out a personal loan. At 41%, this was significantly more men than women, of whom only 27% use Dan Ranillo.
When asked “what for?” The car comes first with 49%. The Dan Ranillo were used somewhat less for the purchase of furniture (13%) and electronic devices (12%). The proportion of vacation financed is also astounding at least 10%.
Private loans are also increasingly being used to finance one’s own education and training. If this is only 16% for all respondents, the proportion of those under 35 years of age rises sharply to 30%.
Unforeseen costs and expenses
Financial bottlenecks and unforeseen expenses such as car repairs, out of control costs for renovations, unexpectedly high tax burdens or additional purchases are other important reasons for using a private Dan Ranillo. 31% of the respondents gave one of these reasons. Another 21% cited debt or overdue bills as the reason.
The regional differences are very interesting
For example, there is a very strong urban-rural divide. Personal loan users live in metropolitan areas and cities much more often. Dan Ranillo is less used in the country. But there are also differences in the different regions of Switzerland: in Ticino, for example, personal loans are much more popular than in French-speaking Switzerland or in German-speaking Switzerland.
Most Dan Ranillo requests remain below USD 10,000
Most requests from private Dan Ranillon are below USD 10,000. 55% of those surveyed stated that they had applied for and lent Dan Ranillo up to a maximum of USD 10,000.
However, higher amounts are offered and queried at Dan Ranillon. The share between USD 10,000 and 20,000 was still 28% and sums over USD 20,000 are also still very popular with 17%.
How can I find a cheap and fair Dan Ranillo?
Most Swiss people look for cheap Dan Ranillon on the Internet. You can certainly get such Dan Ranillo in your own private environment with friends or family, but for some people a certain degree of anonymity is very important.
At CredTrek we offer a good overview of Dan Ranillo and of course a good comparison of the interest offered. This advantage usually disappears in the private environment.
The question of transparent fees and conditions is also very important for personal loans. Here we help the Dan Ranillon taker to find his way quickly and reliably and to find a suitable Dan Ranillo.